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The Clauses Form the Basis of business transactions in Scotland You have saved up scrupulously for months, found the property of your dreams, and now you have had your offer accepted. You are finally ready to begin moving home and you have instructed your solicitor to arrange the legalities for you. However, there are many…
As you start the process of getting a full mortgage and making an offer on a property, a key question arises: do you need a mortgage in principle to make an offer without one being accepted? While it is possible to apply for a mortgage and make an offer on a house without first obtaining…
As an aspiring homeowner going through the process of getting a mortgage, one of the most common questions is “how long does it take for the lender to release the mortgage funds?” This is an important question, as having access to the mortgage funds in a timely manner is crucial for completing your new property. …
In Scotland, how long does it take to purchase a home? The conveyancing process can be finished in as little as six to eight weeks from the time your offer is accepted; occasionally, it happens much sooner. Of course, you must also account for the time spent looking for a home and the other preparations…
You might be curious about how long you’ll be responsible for any potential issues with the house after purchase if you’re considering selling your home. In this post, we’ll examine how long you are responsible in the UK after selling a home and offer some advice on how to lower your risk exposure. As a…
When you sell a home, there are several items you are required by law to disclose to the buyer. These factors would determine if the buyer decided to move forward with the transaction. This includes any declarations or suggestions, issues with the environment, and structural difficulties. Additionally, it’s critical to document any disputes and complaints….
Selling a House With Damp Damp poses significant challenges when selling a property, as it tends to deter potential buyers. No buyer wants to buy a home with damp issues, and it can greatly affect their interest in making an offer. In fact, a study conducted by YouGov revealed that 87% of homebuyers would be…
The Scottish Government has announced a devolved tax and stated that the Additional Dwelling Supplement (ADS) charge for Land and Buildings Transaction Tax (LBTT) will increase from 4% to 6%. Scotland’s equivalent of stamp duty is called LBTT. Both residential and commercial property transactions in Scotland are subject to this property tax. In addition to…
If you intend to buy a second property or land in Scotland and wish to own two dwellings, you will need to pay an addition to any LBBT and be aware when ADS applies to you. If you are going to buy a residential property or a holiday home, you might want to consult a…
There have been changes and the introduction of new rules to the fire and smoke alarm that every home must in Scotland comply with. This blog will discuss the interlink of smoke and heat alarms and what you need to do to meet the new standards of the Scottish fire and rescue service. Changes to…
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